We are well acquainted with the fact that an accident usually happens whenever a vehicle hits another vehicle, or a person and eventually causes injury and laceration. Similarly, motorcycle accidents result in bruises, wounds, and other more serious injuries. Most of the time, motorcycle accident lawyers are getting involved.
Motorcycle accidents mostly affect the lower extremities and also cause damage to the head and the chest area. A report by the National Highway Traffic Safety Administration (NHTSA) shows that the major injury seen in people who are the victims of motorcycle accidents is bone fractures in the legs.
Motorcycle accidents can cost the people involved a lot, especially financial-wise. Personal injury acquired through these incidents might cause them to miss days at work and pay a hefty sum in hospital bills.
While you can get money from insurance, where else can you get compensation? And what are the most common injuries you can get and are they valid for personal injury claims? Do you even need a motorcycle accident lawyer? Let’s find out.
Motorcycle Accident Insurance and Coverage
You can opt for bike insurance when you purchase a motorcycle. This policy aids and acts as a contract between the one who owns the bike and the insurance which helps in the provision of financial coverage to the person against the damage that occurred due to an accident.
In simpler words, the insurance sums up and covers accidental damages resulting from riding a motorbike. Motorcycle insurance prices start from $15 per year majorly depending on the model, bike’s make, etc.
Usually, bike insurance is expensive as compared to cars because there are more chances that bike riders will be exposed to accidents. It is very much evident that cars are safer and more secure to travel as compared to bikes.
Insurance claim adjusters help in the investigation of insurance claims. They determine and examine the extent of insuring liability of the company. They deal with property claims, especially the damage done to the structure of the bike or personal injuries. They can help you in acquiring know-how about the type of policy for which you have insured.
The insurance companies usually have half 15-40 days to decide whether they are going to accept a claim or are going to deny it. Afterward, a period of 5 to 30 days has been designed for the payment of the claim after a decision.
The length of time that the insurance companies take to resolve the claim entirely depends on the nature and state of the claim.
Motorcycle Accident Lawyers: Do You Need Them?
Motorcycle accident lawyers play an integral and significant role in the filing of the claim and eventually in the results of that particular issue. They are known for the information that needs to be gathered and assembled to build an effective and impactful insurance claim.
These motorcycle accident lawyers can also help you in filing a personal injury claim if the injuries you have suffered are severe. This is especially applicable if you have missed a lot of days at work for your recovery.
Common Injuries Resulting from a Motorcycle Accident
The accidents resulting from motorcycles present risks to the riders due to the reason that there is lack of protection for the riders. Many factors contribute to the severity of wounds for example size of the motorcycle and the speed of the motorbike rider. The types of injuries resulting from motorcycle accidents are listed below.
- Upper Extremities Injuries
The other most common injuries are upper extremities injuries. These injuries usually target the head, face, neck, and abdomen. These also result in broken ribs. Motorcycle accidents can also cause organ damage and internal bleeding.
- Street Rash
A serious sort of scraped spot injury, the street rash, is caused when a motorcyclist slides across the blacktop or cement, stripping away different layers of skin. In severe instances of street rash, the skin might be scratched deep down, and the casualty might require a plastic medical procedure to contain the severe injury.
- Amputated Limbs
Cruiser mishap casualties who land on their upper arms with their total weight, or have their bicycle overturned onto them, may experience the ill effects of nerve harm known as rider’s arm. This condition frequently causes decreased versatility or even loss of motion.
- Head Injuries
Bike protective caps emphatically decrease the gamble of head injury. Unfortunately, not all bikers wear them, seriously endangering them for skull cracks, blackouts, and horrible mind wounds (TBI). Cruiser crash-related head and cerebrum wounds cause life-changing side effects and long haul physical, mental, and conduct impedance.
- Back and Spinal Injuries
Injury to the back or spinal section can prompt destroying damages for motorcyclists. These wounds incorporate torn tendons, dislodged vertebrae, herniated plates, and spinal string harm. Injury to the spinal line is perhaps the most extreme injury in this class, as it can bring about fluctuating levels of loss of motion that might be transitory or long-lasting.
- Broken Bones
Riders who experience broken or crushed bones might require broad muscular recreation. Casualties may likewise lose appendages or members in a mishap or require reductions of legs or arms, which can’t be saved.
Bike mishaps can cause severe, perilous wounds paying little mind to where the casualty endures harm on the body. Now and again, cruiser mishap casualties experience the ill effects of both upper and lower-limit wounds, which expands their recuperation time and clinical expenses.
One method for forestalling bike mishaps is to notice the principles of the street and consistently ride with alertness. In any case, accidents that are unchangeable as far as you might be concerned may occur, and there are few safeguards you can take.
One of only a handful of exceptional safeguard estimates you can take as a motorcyclist is to wear a head protector. Per the Places for Infectious prevention and Counteraction (CDC), wearing a cap can decrease the gamble of a motorcyclist encountering a head injury by 69%. Also, they diminish fatalities by 37%.
As per the U.S.(DOT), most states have sanctioned head protector regulations for motorcyclists. However, they change contingent on the age of the driver. They advocate for the reception of all-inclusive cap regulations that require all motorcyclists to wear head inclusion no matter their age or the speed at which they are voyaging.
We can conclude that the injuries resulting from motorcycle accidents are usually severe as compared to the other vehicles. After all, the vehicle barely protects you from anything. In such cases you were involved, a motorcycle accident lawyer can surely help you in the filing of your case and act as a representative of you while filing an insurance and settlement claim.